As the policyholder, you are covered for car rental agreements taken out in your name, as shown on the certificate of insurance.
Additional Drivers
This policy will also automatically cover all additional drivers aged between 21 and 84 years (inclusive), providing they hold a valid and internationally recognised driving licence and are named on the car rental agreement. The policy holder must be the lead driver on the rental agreement for cover to apply and the additional drivers do not need to be named on our policy.
Family Cover
We offer an additional benefit for Annual Policy holders who may purchase cover for their immediate family that reside at the same address as the policy holder.
Family members covered on this policy can rent a car in their own name, and you and the nominated family members may rent cars at the same time. A Family Member is defined as your mother, father, brother, sister, daughter, son, foster child, husband, wife, partner (including common law and civil partnerships and cohabiting couples), step-parent, step-child, step-sister or stepbrother or fiancé/fiancée.
You can add up to 4 Family Members who must be directly related to you, permanently live at the same address as you, be aged 21 – 84 inclusive and hold a valid internationally recognised driving licence. For example;
- Roy and Lynn are boyfriend and girlfriend who live together. Roy purchases an annual policy with ReduceMyExcess and adds Lynn as an additional lead named driver.
- Lynn decides to go on holiday with a friend. Roy needs to stay home to look after the dog.
- If Lynn rents a car and is the lead named driver on the rental agreement, she will also receive the same level of cover as Roy would have done if he was the person renting the vehicle.
This is useful when members of the same household travel independently. You will need to ensure that you click the 'Family cover' option to add your family members to your policy.