The worldwide policy will cover all countries except:
Trips in, to or through Afghanistan, Belarus, Crimea/Ukraine, Cuba, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar, Republic and Democratic Republic of Congo, Russia, Sudan, Syria, Venezuela and Zimbabwe.
Any claim relating to travel to any country, or region thereof, in the world where the Foreign and Commonwealth Office has issued a Travel Advisory against all travel, or all but essential travel, to such country or region. (A list of these countries can be seen on their website www.fco.gov.uk).