I have taken out CDW with my car rental firm. Is the excess covered by the Eversure policy? 15 September 2018 11:58 Yes, this is exactly what our Standard cover does. It insures the excess on the CDW. Related articles Does the Eversure Excess policy cover theft? Is there an excess to pay on the Car Hire Excess policy if I make a claim? I have not taken out CDW with my car rental firm so if I have an accident I am responsible for the full value of the car. Is this covered by the Eversure policy? My credit card has travel insurance including Collision Damage Waiver (CDW)?