I have taken out CDW with my car rental firm. Is the excess covered by the Eversure policy? 15 September 2018 11:58 Yes, this is exactly what our Standard cover does. It insures the excess on the CDW. Related articles I have not taken out CDW with my car rental firm so if I have an accident I am responsible for the full value of the car. Is this covered by the Eversure policy? My credit card has travel insurance including Collision Damage Waiver (CDW)? What is CDW? The car rental company is making me pay for a scratch that I did not do? I've been charged for damage I didn't cause, what do I do?