If you purchase an excess product, you will have to pay the excess applicable to the policy - we sell both excess and no excess policies.
By taking out a policy that has an excess which is payable per claim, you'll pay a lower annual premium.
If you purchase an excess product, you will have to pay the excess applicable to the policy - we sell both excess and no excess policies.
By taking out a policy that has an excess which is payable per claim, you'll pay a lower annual premium.